Asset Allocation
We help you after doing your risk profile , your financial goal, Time of investment , right asset allocation which help you to achieve your financial goal with optimal risk adjusted return.
What :
Asset allocation involves dividing an investment portfolio among different asset categories, such as stocks, bonds, gold, Real estate and cash and portfolio diversification among the same asset class. The process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life will depend largely on your time horizon and your ability to tolerate risk.
Why :
By including asset categories with investment returns that move up and down under different market conditions within a portfolio, an investor can protect against significant losses. Historically, the returns of the three major asset categories have not moved up and down at the same time. Market conditions that cause one asset category to do well often cause another asset category to have average or poor returns. By investing in more than one asset category, you’ll reduce the risk that you’ll lose money and your portfolio’s overall investment returns will have a smoother ride. If one asset category’s investment return falls, you’ll be in a position to counteract your losses in that asset category with better investment returns in another asset category.
How :
By doing investment suitability profiling and understanding the risk profiling of the client, we will suggest ideal asset allocation for the client.
Value Addition :
We on the basis of our experience understand the client behaviour which is unique for each client and after analyzing his/her behaviour and study of investment suitability profiling, we suggest asset allocation which is most suitable to individual clients. Our aim is to give optimal risk adjusted return to the client which gives less volatility in the portfolio.